Cheapest Auto Insurance -- Four Tested Recommendations

1. Folks who have more than one car will make huge savings if they insure them all with the same auto insurance provider. However, there are some cases where you'll save more by insuring each car with different insurance carriers. You can find out which will serve you best by first doing a little research before making this decision. But if you don't intend to shop around, you can be sure that you'll still save handsomely with a multi-vehicle discount.

2. A multi-policy discount is one sure way to cut down your overall insurance spend. That is, for instance, if you purchase your auto policy from the same provider which underwrites your homeowners' insurance.

Nevertheless, be informed that you may be better served if you buy your various policies from various insurers who have the lowest rates for each policy. It is recommended that you get and compare quotes. You will be certain of the better choice for you if you take this step.

3. Drivers who do NOT make claims for over 3 years normally attract a discount for this. Several insurers do NOT present this without some coercion.

If your insurer is one of those who don't give this discount let them know point-blank that you'll move over to another insurer. With this quality of driving history locating a far lower rate is definitely quite easy since claims-free policy holders are every insurer's dream.

However, oftentimes the threat of switching from you will be enough to force them to give a concession.

4. You can reduce your auto insurance premium by obtaining and evaluating quotes from at least five reputable quotes sites.

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