Car Insurance -- Three Smart Steps To Pay Less

1. Do your best to always drive carefully. You'll be making a smart decision to stay away from the wheels once you take alcohol.

If you're convicted for driving under the influence (DUI) you've said good-bye to cheap rates for some years. And don't overlook those speeding tickets because they cost you far more than the fine you pay. They eventually increase your rate. For your safety then and cheaper rates, never break any traffic law no matter how small you think it is.

2. You will reduce your auto insurance premium if you have an outstanding credit rating. A poor credit history will cost you in higher auto insurance rates. This is because insurance providers regard individuals who default in payments as reckless and a risk to them. For most insurers it shows a pattern they believe you might repeat with them in premium defaults. This perception of high risk makes such individuals pay higher rates in auto insurance and other insurance policies.

3. You can save more by visiting at least five quotes sites. If you do this, you'll increase your chances of getting the lowest auto insurance quotes available as five sites will give not less than 25 quotes altogether.

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