Dirt Cheap Car Insurance -- Recommendations For Special Age Groups

1. We all are aware of the fact that hardly any other age group pays as much for car insurance as those who are below 25 years of age. But for those who find themselves in this age group, having good grades at school will help you enjoy more affordable rates.

To have it, nevertheless, you must maintain a minimum of a "B" grade. It attracts a discount of about 5%. Experience has shown insurance carriers that what makes a student keep getting good grades is a level of responsibility which also shows behind wheels. Young drivers who maintain excellent grades are usually seen as more responsible and less likely to take to recklessness behind wheels.

2. Completing a drivers' refresher course will help people above 55 reduce their rates. You can cut down your monthly premium by as much as 10 percent once you go through this course. To get extensive details of what to do and the amount you'll save with your insurer, discuss with your agent.

3. Retired persons are given a special discount by a good number of insurers. Retired persons do NOT need to drive to work on a daily basis. A driver's total mileage is an important point which influences what they pay in premiums. Therefore, anything that lowers your total mileage considerably should lower your rate.

Don't forget that you qualify for this if you are a retiree. Do learn more about the finer points from your agent. And, if your he/she says they don't have this particular discount, do your best to point out the big change in your mileage. Except where the reduction in your mileage isn't considerable, you should look for another insurance provider if you are NOT given a discount.

4. You can get lower quotes on auto insurance today by visiting at least five insurance quotes sites. Each quotes site will require about 5 minutes or less to receive quotes. (Some people present details that is not quite true about themselves. That isn't a smart move as the quotes you'll get this way will NOT do you any good).

You'll simply choose what represents the best auto insurance quote for you from the list of quotes returned. It's as simple as that. Nevertheless you could realize savings hundreds of dollars.

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